Understanding Strategic Diversification
When you created your investment strategy, your asset allocation reflected your goals, time horizon and tolerance for volatility. Over time, however, any of these three factors, or others, may have changed, and your portfolio may need adjustments to reflect your new investing priorities. You may also need to re-evaluate the effectiveness of your risk mitigation […]
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Inflation Creeping into Personal Finances
Inflation creep is in full effect and it is starting to have an impact on our budgets and personal financial situations. If you have a balance on a credit card or an adjustable rate mortgage, you might be noticing changes in your payments. Higher interest rates are starting to ripple through the personal finance landscape, […]
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What’s My 2022 Tax Bracket (infographic)
Tax brackets change pretty much every year, and 2022 is no different. As we do tax planning for the upcoming year it is very important to identify where we are in the 2022 tax brackets so we know how much the marginal dollar will be taxed and if it makes sense to do things like […]
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Why Modern Portfolio Theory Still Matters
Two different belief systems serve as the basis for investment decisions: the modern portfolio theory (MPT) and behavioral finance (BF). A basic summary of the two schools of thought: the MPT focuses on the optimal state of the market, while BF is more focused on the actual state of the market. While an understanding of […]
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