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News

A yellow road sign that says "recession ahead" pictured with a stormy background.
By Ben S. Lies, MBA, RSSA

The Sahm Rule, Markets, and Recession

As this article is being written, there is a significant amount of downside volatility occurring within equity markets. The S&P 500 peaked on July 16th and, since that high, as of today (8/5/2024) we have seen it sell off 7.9%. The NASDAQ is officially in correction territory (down ~13.1% since it peaked on 7/11/24). One […]

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Government Shutdown
By Ben S. Lies, MBA, RSSA

Shutdown Shock: Government Shutdowns & Market Reaction

In case you didn’t know, a government shutdown is imminent and life as we know it will change forever………again. Or, at least, that’s what the media and our government officials want us to believe. Well, that may be too harsh. How about this? They don’t care what we believe. They’re all making moves that are […]

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Federal Reserve bank of DC
By Ben S. Lies, MBA, RSSA

Market Myths Series: The Fed Can Stop Inflation

Over the last few months, we have seen a pretty drastic change in not just the policy stance of the Federal Reserve, but how the organization is viewed and being used as a prop by our elected officials. With midterm elections around the corner, the Republicans are trying to position the Federal Reserve as an […]

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United Airlines Pilot Retirement Account Plan PRAP
By Ben S. Lies, MBA, RSSA

Analyzing The UAL PRAP: Investment Decisions

If you are a Pilot for United Airlines you have a great 401(k) plan called the Pilot Retirement Account Plan (PRAP), but there are a lot of factors that need to be analyzed before making investment decisions. In this article we are going to take you through the investment options and the extrinsic factors that […]

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7 Financial Vows to Treat Our Money Differently in 2021
By Ben S. Lies, MBA, RSSA

8 Financial Vows to Make for 2021

2020 was a year most of us would prefer to forget. When the year started, nobody expected natural disasters of historic proportion, the COVID-19 pandemic, global lock-downs, travel bans, school closures, or the resulting economic hardships that followed. But with the first year of the new decade officially behind us, how can we better prepare […]

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US Capitol Building
By Ben S. Lies, MBA, RSSA

Does Impeachment Impact the Markets? Let History be Our Guide.

On Jan. 13, President Donald Trump was impeached for a second time by the House of Representatives – a first for our nation. President Trump was impeached for his part in inciting violence against the United States government.1 This move came days before President Trump was set to leave office, but it still begs the […]

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The Paycheck Protection Program Has Received Additional Funding for 2021. Here’s What Small Business Owners Need to Know
By Ben S. Lies, MBA, RSSA

The Paycheck Protection Program Has Received Additional Funding for 2021. Here’s What Small Business Owners Need to Know.

Self-employed individuals and small businesses account for a significant portion of our country’s economy. During a global pandemic, like the one we’re experiencing now, small businesses suffer some of the hardest hits. Last March, the CARES Act allocated funding to support the U.S. economy and workers through the Coronavirus pandemic. The legislation included a number […]

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Financial stress triggers and what to do about them
By Ben S. Lies, MBA, RSSA

Scammers Are Getting Smarter in 2020: Here Are 5 Ways to Spot Them

Scammers are taking advantage of citizens in an already anxiety-inducing climate during the COVID-19 pandemic. Be aware of these five red flags when getting on the phone, checking your email or using social media. This can help you avoid even getting trapped in a conversation with a scammer in the first place. This content is […]

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How can this election affect my taxes?
By Ben S. Lies, MBA, RSSA

What Could Election Results Mean For Your Future Estate Taxes?

November is finally here and election day approaches rapidly – which means the relentless political ads, phone calls and social media posts are (thank goodness) coming to an end. As we spend the next few weeks discussing and determining the future of our country for the next four years, it’s important to prepare for potential […]

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By Ben S. Lies, MBA, RSSA

Infographic: Your 7-Step Summer Financial Checkup

This content is developed from sources believed to be providing accurate information, and provided by Twenty Over Ten. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, […]

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a guide to managing money during the covid 19 pandemic
By Ben S. Lies, MBA, RSSA

A Guide to Managing Your Money During the COVID-19 Pandemic

As COVID-19 continues to spread throughout the globe, individuals are adjusting to new lifestyles in an effort to curb the spread. While there are many factors of this pandemic we cannot control, practicing social distancing and creating new routines to remain physically and psychologically healthy are just a few of the actions we can take. […]

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Market Volatility
By Ben S. Lies, MBA, RSSA

Investor Alert: Surviving Volatility

Covid-19 and its’ implications have caused an extreme amount of volatility in the markets and it has been very taxing on humanity and investors alike. When we go through a sharp downturn like this one, it is incredibly difficult to try and figure out what to do. In this video our President and Chief Investment […]

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Delphi Advisers - Wealth Management and Financial Planning
By Ben S. Lies, MBA, RSSA

Is Buying a Home Really the Right Choice?

Buying a house is something that most Americans strive to do in their lifetime, and it can definitely be a rewarding endeavor. However, believe it or not, a single-family home has not historically been a great investment. We all need a place to live, and in many cases, buying can be better than renting since […]

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